Helping To Protect Your Assets and Independence… First and foremost, our mission is to help you protect your assets and your independence, along with helping to provide the financial means to survive an unexpected crisis. In addition, Insurance will help reduce and possibly help eliminate the emotional devastation often associated with a health or life crisis. This is especially important in situations where individuals have health related challenges and can no longer provide for their own personal care. And depending upon your needs, we can help you acquire Long Term Care Insurance that can either reimburse your healthcare costs or replace your missing income so you can use it for any purpose at all. The single most deciding factor that determines your insurability is "Your Health". Insurance companies continue to be more selective each year as they consider an applicant's request for insurance protection. In addition, your health and your age team up to help determine your cost of insurability, along with the benefit options you select. For these reasons alone, the best action that anyone can take is Immediate Action. For most everyone, the older we grow, the less insurable we become and for those of us who remain insurable, fewer options are made available as our insurance premiums grow more costly with age. In many cases, this situation sometimes denies people the coverage and protection they seek for themselves and their families. They are either declared uninsurable or forced to settle for a considerably smaller amount of coverage due to the higher cost associated with their age.