Most Commonly Asked Questions Here are several topics which are often discussed when first reviewing Long Term Care Insurance. What is Long Term Care? Who Needs Long Term Care? Who Pays for Long Term Care? Why Buy Long Term Care Insurance? Where to Receive Long Term Care? Did You Know - Facts vs. Myths » read more We have assembled 15 common questions that will assist you in understanding the world of Long Term Care. Test Your Knowledge Long Term Care Insurance products begin with two primary categories - Individual or Group. In each category there are advantages and disadvantages, along with qualification requirements. » read more